Ownership Submission
FORM 4
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
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(Print or Type Responses)
1. Name and Address of Reporting Person *
LAIRD THOMAS E
   2. Issuer Name and Ticker or Trading Symbol
HUDSON CITY BANCORP INC [HCBK] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
_____ Director _____ 10% Owner
__X__ Officer (give title below) _____ Other (specify below)
Executive Vice President
(Last)
(First)
(Middle)
WEST 80 CENTURY ROAD		 3. Date of Earliest Transaction (Month/Day/Year)
01/24/2012
(Street)

PARAMUS, NJ 07652		 4. If Amendment, Date Original Filed(Month/Day/Year)
 6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security
(Instr. 3)		 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code
(Instr. 8)		 4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)		 5. Amount of Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 3 and 4)		 6. Ownership Form: Direct (D) or Indirect (I)
(Instr. 4)		 7. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V Amount (A) or (D) Price
Common Stock, par value $0.01 per share               45,001 D  
Common Stock, par value $0.01 per share               490,536 I By Trust
Common Stock, par value $0.01 per share               171,244 I By PIB (3)
Common Stock, par value $0.01 per share               74,971 I By ESOP
Common Stock, par value $0.01 per share               910 I As Custodian (4)

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Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 3)		 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code
(Instr. 8)		 5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4, and 5)		 6. Date Exercisable and Expiration Date
(Month/Day/Year)		 7. Title and Amount of Underlying Securities
(Instr. 3 and 4)		 8. Price of Derivative Security
(Instr. 5)		 9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 4)		 10. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 4)		 11. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Stock Option (Right to Buy) $ 12.03 01/24/2012   A   127,500     (1) 01/22/2019 Common Stock 127,500 $ 0 127,500 D  
Phantom Stock Units $ 0 (2) 12/31/2010   A V 3,238     (2)   (2) Common Stock 3,238 $ 0 11,133 D  
Stock Option (Right to Buy) $ 15.69             01/25/2011 01/24/2018 Common Stock 150,000   150,000 D  
Stock Option (Right to Buy) $ 12.76             07/21/2009 07/20/2016 Common Stock 150,000   150,000 D  
Stock Option (Right to Buy) $ 12.22             01/13/2006 02/18/2014 Common Stock 103,706   103,706 D  
Stock Option (Right to Buy) $ 12.76             01/20/2009 07/20/2016 Common Stock 75,000   75,000 D  
Stock Option (Right to Buy) $ 13.78             01/26/2010 01/25/2017 Common Stock 67,500   67,500 D  

Reporting Owners

Reporting Owner Name / Address Relationships
 Director  10% Owner  Officer  Other
LAIRD THOMAS E
WEST 80 CENTURY ROAD
PARAMUS, NJ 07652		       Executive Vice President  

Signatures

 Veronica A. Olszewski, Attorney-in-fact   01/26/2012
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) Performance Stock Option grant, on January 23, 2009, to purchase 127,500 shares of common stock pursuant to the Hudson City Bancorp, Inc. 2006 Stock Incentive Plan. The options were to vest on January 23, 2012 based on 1) satisfaction of certain corporate performance measures and 2) approval by the Company's Compensation Committee that the measures were satisfied. The performance criteria have been met and, on January 24, 2012, approved. Accordingly, 127,500 options vested on January 24, 2012.
(2) The reporting person is due, upon retirement, the equivalent dollar value of 11,133 shares at December 31, 2010 through the Hudson City Savings Bank ESOP Restoration Plan.
(3) Shares are held in the reporting person's account in the Hudson City Savings Bank Profit Incentive Bonus Plan.
(4) The shares are held by the reporting person as custodian for the reporting person's children under the New Jersey Uniform Transfers to Minors Act.
 
Remarks:
Performance Stock Option grant, on 3/15/11, to purchase 45,900 shares of common stock at $9.50 per share.  These options have a 10-yr term ending 3/14/21 and become exercisable on 3/15/14.  Performance Deferred Stock Unit award, on 3/15/11, for  33,800 shares of common stock which will vest on 3/15/14.Performance Stock Option grant, on 1/19/10, to purchase 150,000 shares of common stock at $13.12 per share. These options have a 10-yr term ending 1/18/20 and become exercisable on 1/19/13. Terms may end earlier than 10 years in certain circumstances. Vesting is tied to satisfaction, by the exercisable dates, and approval by the Company's Compensation Committee, of certain corporate performance measures specific to each grant and award, and continuous service by the reporting person through such dates. Under applicable SEC regulations, these option grants and awards are reportable in Table II of Form 4 only if and when the performance conditions have been satisfied.

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