We downgrade our recommendation on j2 Global Inc. (NASDAQ:JCOM) to Neutral based on its third quarter of 2011 financial results, which missed the Zacks Consensus Estimates. Nevertheless, the Subscriber Usage revenue continues to beat market expectations. This is an important parameter as credit-sensitive customers constitute a majority of j2 Global’s sales. We believe the company’s strong financial position and diversified product pipeline, coupled with the long-term growth prospects of … [visit site to read more] or compare Credit Card Rewards and Best Credit Cards